Welcome to the Finance Center at Kolar Chevrolet Buick GMC
When it’s time to bring home your next new Chevrolet, Buick, or GMC vehicle, financing is an important step in the journey. At Kolar Chevrolet Buick GMC, our finance center serving Hermantown, Duluth, and Proctor, MN, is here to make the process smooth and transparent.
Whether you’re looking for a flexible lease, a long-term loan, or want to take advantage of our online tools, our experienced finance team is committed to helping you find the right path to ownership. Get started by contacting us today!
About Our Finance Center
Our finance center is designed to support you from start to finish. We know every driver’s financial situation is unique, which is why our team takes a personalized approach to find terms that fit your lifestyle and budget.
We work with a wide network of trusted lenders, allowing us to offer competitive rates and flexible loan or lease terms.
Whether you’re shopping for a powerful Chevy Silverado, a stylish Buick Enclave, or a capable GMC Sierra, our experts will guide you through the financing process with clarity and care.
Leasing or Financing: Which is Right for Me?
One of the most common questions drivers ask is whether leasing or financing makes more sense. The answer depends on your driving habits, financial goals, and lifestyle.
Leasing a vehicle is often ideal if you enjoy driving the latest models every few years and want lower monthly payments. With a lease, you’ll have predictable terms, warranty coverage during your contract, and the opportunity to upgrade at the end of your lease period.
Financing a vehicle through an auto loan is the right choice for drivers who want long-term ownership and unlimited mileage. By financing, you’re building equity in your vehicle, and once the loan is paid off, the car is fully yours. This option provides the freedom to customize and drive without restrictions.
Our finance specialists will detail your options so you can feel confident in your decision.
Online Finance Tools
To make the process even more convenient, our finance center offers a suite of online tools you can use from the comfort of home:
- Online finance application – Get pre-approved quickly and securely.
- Payment calculator – Estimate your monthly payments and adjust terms to see what fits your budget best.
- Value your trade tool – Learn the value of your current vehicle to put toward your next Chevy, Buick, or GMC.
By using these tools, you’ll save time at the dealership and walk in with a clearer idea of your financing options.
Frequently Asked Questions
What credit score do I need to finance a car?
While higher credit scores often qualify for better rates, our finance team works with all credit types to help find a solution that works for you.
Can I trade in my current car if I still owe money on it?
Yes, you can trade in a vehicle even if you’re still paying off a loan. Our team will help determine the best way to apply its value toward your next purchase.
Is it possible to refinance an auto loan?
Yes, refinancing may be an option if you want to adjust your monthly payments or secure a better interest rate.
I'm Looking for a Finance Center near Me
At Kolar Chevrolet Buick GMC, our finance center is dedicated to making the auto financing process as easy and rewarding as possible for drivers in Hermantown, Duluth, and Proctor, MN.
Whether you choose to lease, finance, or explore our online tools, you can count on our team to deliver the support and transparency you deserve. Contact us today to start your journey toward a new Chevrolet, Buick, or GMC vehicle.